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LIPUTAN INSURAN KEMALANGAN PERIBADI TUNE TALK

Tambah nilai minima RM50 setiap bulan untuk akaun Tone Excel anda dan nikmati PERCUMA RM50,000 Insuran Kemalangan Peribadi.

Nota:
• Jumlah kutipan tambah nilai dari bulan sebelumnya akan melayakkan diri perlindungan bulan terkini (contoh : tambahnilai RM50 atau lebih di bulan Ferbruari dan menerima perlindung Insuran kemalangan individu pada bulan Mac)
• Perlindungan Insuran kemalangan individu berakhir pada setiap akhir bulan. (Contoh : 1 April – 30 April)
• Tune Talk berhak mengubah terma dan syarat tanpa sebarang notis

Keterangan berkaitan perlindungan PA insurans ETIQA TAKAFUL adalah dilindungi seperti bawah :
.
A. PEMBEDAHAN
B. KEHILANGAN
C. MOGOK , RUSUHAN DAN KEKECOHAN AWAM
D. PEMBUNUHAN , SERANGAN ATAU PENCULIKAN
E. RAMPASAN
F. AKTIVITI SUKAN AMATUR
G. LEMAS
H. GIGITAN ULAR , SERANGGA BERBAHAYA ATAU KERACUNAN MAKANAN

 




 


 

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Important Notes:

  • Effective 11th July 2016, the free RM50,000 PA insurance coverage with a minimum cumulative monthly top up of RM50 is underwritten by Etiqa Takaful.
  • Cumulative monthly top up is calculated for the previous month to determine eligibility for coverage for the current month (example: top up RM50 or more in February and receive FREE PA Insurance coverage for March)
  • There is a 60 days “Cooling-off” period from the day you activate your Tune Talk SIM before you are eligible for coverage.

Exclusions apply

  • PA Insurance coverage commences and ends based on each calendar month. (example: 1st April to 30th April)
    This report is generated once a month and is for general viewing purposes only. Your NRIC/Passport number may not be eligible because you have not fulfilled the 60 days cooling-off period OR your account was not in ACTIVE status when the report was generated.
  • ACTIVE status means that your Tune Talk credit validity has not expired.
  • Eligibility to the PA Insurance coverage is subject to accuracy of subscriber’s personal information as per his/her Mykad/Passport/Police ID/Army ID entered at point of registration.
  • Tune Talk reserves the right to amend the terms and conditions without prior notice.

 




IN CONSIDERATION
of the payment by the Participant of the Contribution as stated in the Schedule and subject to the terms,provisions, exclusions and conditions herein or endorsed hereon, the Company agrees to indemnify the Participant during the period oftakaful if the Person Covered shall sustain bodily injury caused solely and directly by accidental means which injury shall solely andindependently of any other cause result in his death or disablement as within defined, the Company will pay to the Participant or in thecase of his death to his legal personal representatives the Compensation as specified in the Schedule.

SPECIAL PROVISIONS

(a)
EXPOSURE
If following an accident the Person Covered is unavoidably exposed to the natural elements and as a direct result of such exposure suffers an injury as specified in the Scale of Benefits, such injury shall be considered as constituting a claim but only underDeath and Total Permanent Disablement.

(b)
DISAPPEARANCE
If the body of the Person Covered has not been found within a year after the date of disappearance following an accident, the Company may in its absolute discretion upon being satisfied on the evidence available accept that the death of the Person Covered has been established provided that if at any time after the payment has been made by the Company shall be refundedforthwith.

(c)
STRIKE, RIOT AND CIVIL COMMOTION
This Certificate is extended to cover the Person Covered as within defined directly or indirectly caused by Strike, Riot or Civil Commotion not amounting to the proportion of a popular rising except in so far as Person Covered himself is actively participating then this extension becomes null and void.

(d)
MURDER, ASSAULT OR KIDNAPPING
This Certificate is extended to cover the Person Covered as within mentioned resulting from murder, assault or kidnapping, provided always that this extension does not apply if the event is due to provocation by the Person Covered.

(e)
HIJACKING
This Certificate is extended to cover the Person Covered as within mentioned resulting from the unlawful seizure or wrongful exercise or control of any aircraft in which the Person Covered is a passenger, provided always that this extension does not apply if the event results from Exclusion 1 of this Certificate.

(f)
AMATEUR SPORTS ACTIVITIES
This Certificate is extended to cover the Person Covered as within mentioned resulting from engaging in indoor or outdoorsports as an amateur, provided always that this extension does not apply to any accidents arising out of Exclusion 6 of this Certificate.

(g)
ACCIDENTAL DROWNING OR SUFFOCATION
This Certificate is extended to cover the Person Covered as within mentioned resulting from accidental drowning or accidental suffocation through smoke, poisonous fumes or gas.

(h)
SNAKE BITES, HARMFUL INSECTS OR FOOD POISONING
This Certificate is extended to cover the Person Covered as within mentioned resulting from snake bites, harmful insects oraccidental food poisoning.